ffree
Coming 12 December · Free, for good
Work out the number that makes you free.
ffree is a do-it-yourself financial planning tool for Filipinos. It works out your Freedom Number: how much money you would need, invested, for its income to cover the life you want — without you having to work for it.
Then it shows where you stand today, and what is in the way. ffree is free, and it stays free.
ffree at a glance
- 5 min to your Freedom Number
- 0 bank logins asked for
- free forever for individuals
What ffree does
Three tools that work from the same answers, so you only tell it things once.
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Your Freedom Number
Tell ffree what you want to spend each year, what you already earn without working, and the return you expect. It works out the full number, and a leaner one for a simpler life.
It starts from Philippine defaults, and you can change every assumption.
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Your net worth
A short list of what you own and what you owe, in the categories you actually have: savings and e-wallets, UITFs and MP2, property and vehicles, SSS and Pag-IBIG loans, credit cards.
One total, and a record of how it changes each time you update it.
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Your gaps
From your answers, ffree lays out three gaps side by side: whether your insurance would be enough for the people who depend on you, how far your retirement savings are from your number, and which debts cost you the most.
The numbers are there to explain your situation, not to push a product.
How it works
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1. Start with the life you want
What you want to spend sets your Freedom Number.
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2. Add what you own and owe
Your accounts and loans give ffree your net worth, and how far along you already are.
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3. See what is in the way
ffree shows the gaps between you and your number, so you know what to work on first.
Nothing is hidden in the math
Every assumption ffree starts from, and every rule behind the reminders it sends, is written down for anyone to read.
Forever free for individuals.
Everything ffree does for you is free to use, and it stays that way.
Get early access
ffree is coming 12 December.
ffree is not open yet. We are building it now, and early-access members get in first. Leave your email and we will tell you when it opens.